0% introductory APR for 21 months on stability transfers: Some of the longest introductory sessions on stability transfers we have now come throughout, you’ll be able to get a nil% intro APR at the stability transferred for a complete 21 months, which means that you’ll have virtually two years to repay your stability.
0% introductory APR for one year on purchases: You can additionally get a nil% intro APR on new purchases for the primary one year. This can be a useful perk when you plan on purchasing the rest with the cardboard.
Make a selection your cost due date: Just a little flexibility can move some distance in relation to managing your price range. The cardboard means that you can make a choice from any to be had cost date, whether or not it is at first, heart, or finish of the month. That approach, you’ll arrange automated bills which might be aligned together with your paycheck.
No overdue charges: Probably the most distinctive perks is that there are not any overdue charges, ever. When you must at all times pay your invoice on time, as a result of overdue bills can nonetheless have an effect on your credit score, it is great to understand that you will not be charged when you do slip up and omit a cost.
No penalty APR: When you omit some bills, maximum bank cards will building up your rate of interest to their penalty APR. Citi® Simplicity® Card by no means fees a penalty fee, so your APR is not vulnerable to expanding because of overdue bills.
No annual price: This card comes and not using a annual price, which is a very powerful characteristic in case your objective is to repay debt.